For Educational Purposes Only:  The information on this site is provided “as is” and without warranties of any kind expressed or implied. To the fullest extend permissible to applicable laws and regulations, Career & Financial Pathways LLC (CFPLLC), disclaiming all warranties, expressed or implied, including but not limited to implied warranties of merchant-ability, non-infringement and suitability for a particular purpose. CFPLLC does not warrant that the information will be free from error. None of the information on this website is intended as investment, tax, accounting, or legal advice, as an offer to buy or sell, or as an endorsement of any security or non-securities offering. This information should not be relied upon for the purposes of transacting securities, investments, or other non-securities such as insurance products. The use of the information is at your sole risk. Under no circumstances shall CFPLLC be liable for any direct, indirect, special, or consequential damages that result from the use of, or the inability to use, the materials or information on this site, even if CFPLLC or a CFPLLC authorized representative has been advised of the possibility of such damages. In no event shall CFPLLC have any liability to you for damages, losses, or cause of action for accessing this site. Information on this website should not be considered a solicitation to buy, offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

Confidentiality:  This coaching relationship, as well as all information (documented or verbal) that the Client shares with the Coach as part of this relationship, is bound to confidentiality by the International Association of Coaching’s Code of Ethics but is not considered a legally confidential relationship (like in Medicine or Law). The Coach agrees not to disclose any information pertaining to the Client without the Client’s written consent. The Coach will not disclose the Client’s name as a reference without the Client’s consent. Confidential information does not include information that: (a) was in the Coach’s possession prior to its being furnished by the Client; (b) is generally known to the public or in the Client’s industry; (c) is obtained by the Coach from a third party, without breach of any obligation to the Client; (d) is independently developed by the Coach without use of or reference to the Client’s confidential information; or (e) that the Coach is required by law to disclose.

According to the ethics of the coaching profession, topics may be anonymously and hypothetically shared with other coaching professionals for training, supervision, mentoring, evaluation, further coach professional development and/or consultation purposes.

Cancellation Policy: Client agrees that it is the Client’s responsibility to notify the Coach 24 hours in advance of the scheduled calls/meetings. Coach reserves the right to bill Client for a missed meeting. Coach will attempt in good faith to reschedule the missed meeting.

Termination: Either the Client or the Coach may terminate this agreement at any time with two (2) weeks written notice.  However, no credit will be provided to the Client for assessments and/or services already rendered by the Coach.

Limited Liability: Except as expressly provided in this agreement, the Coach makes no guarantees or warranties, express or implied. In no event will the Coach be liable to the Client for consequential or special damages. Notwithstanding any damages that the Client may incur, the Coach’s entire liability under this agreement, and the Client’s exclusive remedy, will be limited to the amount paid by the Client to the Coach under this agreement for all services rendered up until the termination date.

This is the entire agreement of the parties, and reflects a complete understanding of the parties with respect to the subject matter. This agreement supersedes all prior written and oral representations.  If a dispute arises out of this agreement that cannot be resolved by mutual consent, the Client and Coach agree to attempt to mediate in good faith for up to 30 days after notice given. If the dispute is not resolved between the Coach and Client the two parties agree to resolve the dispute through mediation.

Additional Terms:  The Client is responsible for creating and implementing his/her own physical, mental, and emotional well-being, decisions, choices, actions and results. As such, the Client agrees that the Coach is not and will not be liable for any actions or inaction, or for any direct or indirect result of any services provided by the Coach. Client understands coaching is not therapy and does not substitute for therapy if needed, and does not prevent, cure, or treat any mental disorder or medical disease.

The Client understands that coaching is not to be used as a substitute for professional advice by legal, mental, medical or other qualified professionals and will seek independent professional guidance for such matters. If Client is currently under the care of a mental health professional, Coach will recommend that Client inform the mental health care provider.